Our Commission Structure

All loans are structured at a 2% broker fee, providing strong margins and higher earning potential on every deal.

Experienced Loan Officers

100% Commission Model

Keep 100% of your commission
Flat fee per closed loan: $995
No cap on earnings - You keep the rest.

Example:
Loan amount: $400,000
Broker fee (2%): $8,000
Your take-home: $7,005 

New Loan Officers

70% Commission + Training

Earn 70% of the commission
Hands-on training and support
Learn how to structure and close deals

Example:
Loan amount: $400,000
Broker fee (2%): $8,000
Your earnings: $5,600

DSCR & Investment Property Loans (1–4 Units)

You can originate DSCR rental loans and 1–4 unit investment properties directly through SooCapital Mortgage.

Eligible under standard compensation structure
Same commission model applies (100% or 70% split depending on tier)

SooCapital Investment Loans (Advanced Investor Deals)

For larger or more complex deals, our sister company SooCapital Investment Loans provides additional opportunities.

50% Commission on Investment Loan Deals

Includes:

Fix & Flip Financing
New Construction
Commercial & Multifamily
Portfolio & complex investor deals

Earn 50% of the commission on these transactions.


Why Loan Officers Choose SooCapital

✔ 100% commission option
✔ No cap on earnings
✔ Access to multiple lenders
✔ Close both residential AND investor deals
✔ Earn on advanced investment transactions
✔ Work remotely and build your own pipeline


More Deals = More Income

At SooCapital, you’re not limited to one type of loan.

Close:
Residential loans
DSCR loans 
Investor deals

All under one platform.

The SooCapital Advantage Most lenders say no.
We help you find a way to get the deal done — and get paid doing it.

Ready to Get Started?

Join SooCapital Mortgage and start closing more deals today

All compensation subject to company policy, licensing, and compliance guidelines. Investment loan commissions apply to business-purpose loans through SooCapital Investment Loans