Why Loan Officers Choose SooCapital
At SooCapital Mortgage, we’re not just another lender — we’re a brokerage built to help you close more deals and grow your business.
More Loan Options = More Closings
We work with multiple lenders, giving you the flexibility to structure deals that traditional lenders decline.
Structure Deals Before You Submit
Get preliminary terms before running credit or completing a full application — so you know the deal works first.
Close More Complex Deals
From self-employed borrowers to unique scenarios, we help you navigate deals that don’t fit inside a lender’s box.
Higher Earning Potential
With flexible compensation and no cap on your income, your growth is directly tied to your production.
Real Support When You Need It
You’re not on your own — we help you structure deals, solve problems, and move files forward faster.
Work From Anywhere
Operate your business remotely while accessing a nationwide network of lenders and programs.
The SooCapital Advantage
Most lenders say no.
We help you find a way to get the deal done.
All loans subject to full application, credit approval, and underwriting.
Home Loans Made Simple
Whether you're buying your first home, refinancing, or accessing your equity.
SooCapital Mortgage helps you find the right loan with the best terms available.
We shop multiple lenders so you don’t have to.
Loan Programs We Offer
FHA Loans
Low down payment options for first-time buyers
VA Loans
100% financing available for eligible veterans
Conventional Loans
Competitive rates for qualified borrowers
Jumbo Loans
Financing for higher-priced homes
Bank Statement Loans
Flexible options for self-employed borrowers
Profit & Loss Loans
Qualify with a P&L statement — no tax returns required.
Asset Qualifier Loans
Use assets instead of income to qualify.
ITIN Loans
Home loans for borrowers without a Social Security Number.
Foreign National Loans
Financing for non-U.S. residents buying U.S. property.
DSCR Loans
Qualify using rental income — no personal income needed.
Construction Loans (land owned)
Build on your land with flexible construction financing.
FHA 203K & Conventional Renovation Loans
Buy or refinance and include repair costs in one loan.
Reverse Mortgage Loans
Access your home equity with no monthly mortgage payments.
Cash-Out Refinance Loan
Tap into your home’s equity and receive cash at closing.
Home Equity Line of Credit (HELOC)
Flexible line of credit secured by your home’s equity.
Down Payment Assistance
Programs to help you get into a home with less out of pocket.
Why Work With SooCapital Mortgage
Access to multiple lenders
Competitive rates and flexible options
Fast approvals and smooth closings
Personalized guidance from start to finish
Get Started Today
Start your application and see what you qualify for.
Get Pre-Approved Now
Real Estate Investors
Looking for financing for investment properties?
Our sister company, SooCapital Investment Loans, specializes in:
DSCR Rental Loans
Fix & Flip Financing
New Construction
Commercial & Multifamily Loans
Visit SooCapital Investment Loans to structure your deal and get a term sheet
Calculate Your Payment
Our Mortgage Experts
Steven Haig
Residential Mortgage Broker | President
NMLS # 808030
Jacqueline Galvan
Commercial Mortgage Broker | VP
Work With a Trusted Mortgage Partner
We believe in strategy before application. Learn about our programs, process, and how we guide you every step of the way.